Cardano Loan


  • RepoLedge

    We recommend atleast 500 words. This is your opportunity to speak to our audiance. You will always be able to edit your content. View examples of styles below o

    RepoLedge, Cardano DeFi.
  • is a pioneer in decentralized asset lending on Cardano, allowing enthusiasts to take full advantage of lending and borrowing opportunities., Cardano DeFi.
  • Acronym DAO

    A DAO that buys NFT for bulk prices and sells them to its members for these prices. Also offering members loans on their blue chip Cardano NFTs.

    Acronym DAO, Cardano Community & Learning.
    Acronym DAO
  • Yamfore

    A crypto backed loan platform with no liquidation events, no interest payments, and indefinite loan periods. Fundamentally long on the price of ada.

    Yamfore, Cardano DeFi.
  • Kulfi Finance

    A decentralized lending and borrowing platform for Cardano native tokens. Borrowers pay a fixed interest rate, lenders receive a fixed rate for depositing funds

    Kulfi Finance, Cardano DeFi.
    Kulfi Finance
  • Commonlands

    Community Driven Land Registry

    Commonlands, Cardano DeFi.
  • Fluid Tokens

    A peer-to-peer lending protocol where borrowers set the terms and front their Cardano NFT as collateral for an ADA loan. Lender then choose which loan to fund.

    Fluid Tokens, Cardano DeFi.
    Fluid Tokens
  • Lending Pond

    A decentralized lending and borrowing platform where borrowers list Cardano NFTs as collateral for an ADA loan and lenders choose which loans they want to fund.

    Lending Pond, Cardano DeFi.
    Lending Pond
  • LiqwidX

    A decentralized borrowing protocol accepting ADA as deposits for over-collateralized loans issued as a stablecoin that is algorithmically pegged to USD.

    LiqwidX, Cardano DeFi.
  • Astarter

    A launchpad and accelerator for projects building on Cardano, also featuring a DEX, a decentralized lending and borrowing, and a technical support platform.

    Astarter, Cardano DeFi.
  • Aada

    A decentralized, non-custodial crypto asset lending platform offering both over-collateralized and under-collateralized loan, and an ERC-20 converter.

    Aada, Cardano DeFi.
  • Revuto

    A subscription management and micro-lending and borrowing platform aiming to redefine their user's personal management of subscription services.

    Revuto, Cardano DeFi.
  • Paribus

    A cross-chain, collateralized loan platform aiming to help users unlock the liquidity locked in a wide variety of digital assets.

    Paribus, Cardano DeFi.
  • B58 Finance

    A mobile-based wallet with an integrated DeFi platform, aiming to increase Cardano adoption through the familiarity of the access point for the general public.

    B58 Finance, Cardano DeFi.
    B58 Finance
  • Liqwid

    An open source and non-custodial liquidity protocol for interest rate curves based on lender supply and borrower demand of the underlying Cardano native asset.

    Liqwid, Cardano DeFi.
  • MELD

    Deposit crypto to use as collateral and receive a cash loan, deposited into any bank account in the world.

    MELD, Cardano DeFi.

Blockchain brings forth a new decentralized method of lending, allowing individuals to offer each other loans in a peer-to-peer fashion through smart contracts. Cardano loan platforms allow you to access Cardano collateral loans, where you lock up your holdings on the Cardano blockchain to receive a loan of equal or lesser value.

These protocols also include unique, Cardano NFT loans, where you can lock your Cardano NFT up in a smart contract, using it as collateral, in return for a loan in ada. All of this is done in a trustless manner through the use of smart contracts on the Cardano blockchain.

On the multiple Cardano loan platforms listed here you can be either the loaner or the loanee, allowing you to access loans using your existing assets as collateral, or to put your ada to work to earn you money by lending it out to others.

Cardano NFT loans are some of the most popular types of loans as the protocols allowing you to complete Cardano NFT loans, Lending Pond and Fluid Token, allow NFT owners to unlock the liquidity locked up in their assets without losing their beloved NFTs (so long as they return the borrowed assets, plus interest, in the allotted time)

Frequently Asked Questions

Where can I lend Cardano?

All of the Cardano DeFi projects listed on this page allow you to put your Cardano tokens to work for you, loaning them out to others through trustless smart contracts. Earning rates vary but typically you might be able to expect 3-5% of a return on your loaned ada.

Can I get a loan on my Cardano?

If you hold Cardano, ada, then you can used the Cardano projects and protocols listed on this page to receive a Cardano loan in Cardano native stablecoins, or numerous other blockchain tokens (typically stablecoins), by depositing your Cardano or ada as collateral.